Premeditated Incompetence

The Wall Street Journal is running a sob story about how “Obamacare is killing my mother,” and I’m calling bullshit.

The story in brief: Mother has cancer. Needs specific medicines. Old Blue Cross/Blue Shield policy was expensive, but it was paying for the medicines. It was a “terrific plan.” In November, Blue Cross cancelled policy, blamed Obamacare. Mother finds the exchange in her state (Virginia) was not working. Got on the phone to private insurance companies, got jerked around, just found out new policy doesn’t cover the meds. Blame Obama.

Articles of Bullshit:

1. Why was the Blue Cross/Blue Shield policy “illegal” under the ACA if it was that great? The only policies actually canceled by the ACA were those with gaps in what they covered. Was Blue Cross dumping Mother as a patient and blaming Obamacare, when in fact it was Blue Cross’s decision?

2. Viginia doesn’t have its own state exchange. The federal site was working by December. Why didn’t they use it?

3. The rest of the article amounts to how Mother was jerked around by private insurance companies she contacted directly, not “Obamacare.” Humana told her things were covered that turned out not to be covered, she said. I’ve had the same thing happen to me dealing with insurance companies, but this was back during the Clinton Administration. Obamacare traveling back in time?

Why does the new policy not cover her cancer meds, when the old “illegal” one did? That’s highly suspicious. Is it that the policy has substandard pharmaceutical coverage, or is there a deductible to be met, or what? And they’ve still got time, so why not get on the exchange now and see if they could do better?

Of course they won’t, because whining is so much more fun. See also Krugman.